Kentucky Insurance

Kentucky Insurance

New study finds teens ignore state cell phone laws:

“Several states have laws on the books designed to keep teenage drivers from talking on their cell phones behind the wheel. But an insurance industry study finds that the law in one state is being largely ignored.

Researchers who watched North Carolina high school students found that teenage drivers used their cell phones at about the same rate both before and after the law took effect in 2006. ….”  Study Teen Drivers Ignore Cell Phone Laws

Kentucky Insurance Quote- Call Dick Watts Insurance in Kentucky 502-245-3625

contact : Dick Watts Insurance

12200 Shelbyville Rd 112, Louisville, Ky 40243

kentucky insurance call for a quote today!

Safeco Insurance (NYSE: SAF) today announced the availability of Manage-Your-Move.com, an online tool offering consumers a simple and cost-effective solution to moving.Experts say moving to a new home can be among the most stressful and financially burdensome events for families in the United States. Manage-Your-Move.com collaborates with highly-regarded vendors to conveniently assemble in one location all the resources needed to make a successful move, simplifying the entire moving process into three easy steps.

For green-minded consumers, the tool offers sustainable moving options such as an online store where movers can order reusable plastic crates instead of cardboard boxes……Safeco Insurance Launches Manage-Your-Move.com

Manage-Your-Move.com 

Moving to Kentucky- Call us today for a Free Kentucky Car Insurance Quote- Dick Watts Insurance

12200 Shelbyvill Rd 112

Louisville, KY 40243

Dick Watts Insurance 502-245-3625

Halogen Safety Headlights:

“Replacing your existing halogen headlight bulbs with high-performance replacement bulbs can increase night visibility and safety. The higher “color temperature,” or whiteness, of available replacement bulbs is closer to that of HID headlights than it is to that of standard halogen bulbs. (The higher the temperature of the bulb, the brighter it is). The color temperature of non-halogen tungsten headlights is approximately 2000°Kelvin (K); standard halogen headlights are 3000°K; and HID lamps are 4100°K. High-performance halogen replacements are 4000°K, almost as high as the HID lamps. …..” learn more about Safety Halogen Headlights from Progressive Insurance

“Quick … which major auto insurer is the first to recognize that how people use the Web has changed and has responded by introducing the industry’s first Web 2.0 site? Why, Progressive, of course. The Progressive Group of Insurance Companies, the first major insurer to introduce a Web site in 1995, today unveils the industry’s first Web 2.0 site.

call Dick Watts Insurance 502-245-3625 for  a Progressive Auto Insurance quote
“This is about watching and reacting to trends to keep our site relevant to all users. It moves progressive.com content from static to interactive,” said Toby Alfred, general manager, customer acquisition, Progressive “The redesign lets users get more from their visits; share their experiences; and have their progressive.com experience delivered to them in blogs, RSS readers and personal home pages.” more about the new Progressive Insurance website
The new site features easier navigation, more personalization and customization, easier-to-use video content (and more of it) and more visuals throughout. The site also features content channels – www.progressive.com has joined forces with industry experts to bring exclusive content to the Web.

It can be easier than you think to put the brakes on high auto insurance rates- as an independent insurance agency, Dick Watts Insurance can help! We can review your policy and possibly help you find a variety of ways to save money. Here are some ways to save on your insurance:

• Ask us to check several Kentucky Insurance companies’ rates. This is the single most important thing you can do to get the best possible rate- and we can do it for you quickly and easily. The difference between the highest and lowes rate available to you from different Kentucky insurance companies could vary by hundreds of dollars.
• Reduce or drop physical damage coverage on an older vehicle. Depending on your car’s arge and where you live, comprehensive and collision coverage may not be worth keeping. We can help you decide on whether it makes sense to reduce or drop this coverage.
• Raise your deductible. According to the Insurance Information Institute, raising your deductible from $200 to $500 could reduce your collision and comprehensive cost by up to 10-20%. In addition, becasue the average driver files a collision claim only once every ten years, odds are that over the lifetime of your car, a higher deductible will save you money. We can show you how raising your deductible will lower your premium.
• Look for discounts. Many insurance companies reduce premiums for certain driver traits or car features. For example, being a homeowner for more than 3 years, senior citizens who have taken an approved defensive driving course, anti-lock brakes, anti-theft devices, air bets. etc. Ask us to check
• Don’t assume having your car and home insured by the same company is the best option. Because auto insurance rates vary so much from company to company, it may make sense to have your car and home insured by separate companies. Let’s talk about it.
• To learn more about all a Kentucky Insurance independent agent can offer you, call Dick Watts Insurance at 502-245-3625 or visit  Kentucky-Insurance