Kentucky Insurance

Kentucky Housing Market

“The Louisville housing market is in far better shape that the majority of the country, according to a study released Friday by the Jefferson County Property Valuation Administrator.

The study, which was authored by PVA Tony Lindauer and Chief Deputy PVA Donna Hunt, found that median property values in Jefferson County increased to $147,000 in 2007 from $141,000 in 2006……” Kentucky Housing

For a free Kentucky Homeowners Insurance quote call Kentucky 502-245-3625

Dick Watts Insurance

12200 Shelbyville Rd 112

Louisvile, KY 40243

Kentucky Homeowners Insurance quote!

Flood Insurance

Flood insurance protects you from the financial devastation caused by floods. Even a few inches of water can bring thousands of dollars in repair and restoration costs. Most homeowners insurance does not cover floods. You need flood insurance.

“Flood insurance, like earthquake insurance, is “single peril” insurance, sold separately from homeowners insurance. Flood insurance protects against losses to buildings and their contents, not the land surrounding them. The coverage applies whether the flooding results from heavy or prolonged rains, coastal storm surge, snow melt, blocked storm drainage systems, levee dam failure, or other causes. To be considered a flood, the waters must cover at least two acres or affect at least two properties…..” more from FloodSmart.gov

“Eight local companies have been awarded a total of $575,000 in funding from the Kentucky Science and Technology Corp.

The awards were made through KSTC’s Kentucky Enterprise Fund, which provides capital for early stage commercialization of a technology-based product or process.

The companies receiving awards are:” ….Business First Louisville KY

Kentucky Enterprise Fund

Halogen Safety Headlights:

“Replacing your existing halogen headlight bulbs with high-performance replacement bulbs can increase night visibility and safety. The higher “color temperature,” or whiteness, of available replacement bulbs is closer to that of HID headlights than it is to that of standard halogen bulbs. (The higher the temperature of the bulb, the brighter it is). The color temperature of non-halogen tungsten headlights is approximately 2000°Kelvin (K); standard halogen headlights are 3000°K; and HID lamps are 4100°K. High-performance halogen replacements are 4000°K, almost as high as the HID lamps. …..” learn more about Safety Halogen Headlights from Progressive Insurance